Our Story

Sovereign Financial was born out of a shared vision to redefine the mortgage experience in Central Valley, California. Our team brings together decades of collective experience in finance, real estate, and business. With members like Manraj Singh, Kiran Brar, Kanwarbir Bhandal, and Amarjeet Singh leading the way, we are passionate about helping our clients achieve their homeownership goals with personalized solutions and expert guidance.

Each of us shares a commitment to honesty, transparency, and community. Whether you’re a first-time homebuyer or a seasoned investor, we’re here to support you through every step of the mortgage process. Sovereign Financial is more than just a mortgage provider – we’re a partner in your journey toward financial freedom and homeownership.

Together, we’re building a company that prioritizes relationships, innovation, and a deep connection to the communities we serve, from Fresno to Madera, Bakersfield, and beyond. This is just the beginning of our story, and we’re excited to grow with you.